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	<title>Comments for The Alan Katz Health Care Reform Blog</title>
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	<link>http://alankatz.wordpress.com</link>
	<description>Reform From One Agent&#039;s Perspective</description>
	<lastBuildDate>Wed, 25 Nov 2009 00:33:18 +0000</lastBuildDate>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by Mark Goodman</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11245</link>
		<dc:creator>Mark Goodman</dc:creator>
		<pubDate>Wed, 25 Nov 2009 00:33:18 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11245</guid>
		<description>This is where rationing should start. As difficult as it is for people to let go of loved ones at some point &quot;care&quot; needs to have a deeper meaning.

Other countries have systems in place to deal with this situation.</description>
		<content:encoded><![CDATA[<p>This is where rationing should start. As difficult as it is for people to let go of loved ones at some point &#8220;care&#8221; needs to have a deeper meaning.</p>
<p>Other countries have systems in place to deal with this situation.</p>
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		<title>Comment on Health Care Reform&#8217;s Likely Outcome: Worse Than Promised; Not as Bad as Feared by John Eley</title>
		<link>http://alankatz.wordpress.com/2009/11/20/health-care-reforms-likely-outcome-worse-than-promised-not-as-bad-as-feared/#comment-11241</link>
		<dc:creator>John Eley</dc:creator>
		<pubDate>Tue, 24 Nov 2009 20:29:47 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/2009/11/20/health-care-reforms-likely-outcome-worse-than-promised-not-as-bad-as-feared/#comment-11241</guid>
		<description>You wrote
&quot;Expanding coverage, however, is expensive. The more people who have coverage the more people who will incur medical expenses. That is after all, the whole idea and a desirable outcome. It’s also an expensive outcome. In my mind, it’s a price worth paying. Especially considering the potential return on this investment.&quot;

I would like to state as clearly as I can that no return on this investment that can be secured only with coercion of currently free Americans is justifiable. You are far too willing to impose costs on some and to thereby limit their freedom in order to benefit others regardless of need and desert. One of the major costs is loss of freedom by those who do not choose to purchase insurance so that they can pursue their own life plans, which at the moment do not not include paying for health care. The other is a serious loss of the possibility of innovation in the economy. One wonders how many major productive projects, think Microsoft, Google, etc. will have to be postponed because young innovators have to spend money on health insurance that they would not otherwise have to spend. This diversion of resources could have serious negative consequences and at the same time reduce the scope of freedom which in and of itself is a serious loss to society. We need to find non-coercive ways of accomplishing the same goal, if indeed we should be pursuing the goals of universal coverage which will almost certainly make health care more expense for everyone with too much money seeking scarce goods.</description>
		<content:encoded><![CDATA[<p>You wrote<br />
&#8220;Expanding coverage, however, is expensive. The more people who have coverage the more people who will incur medical expenses. That is after all, the whole idea and a desirable outcome. It’s also an expensive outcome. In my mind, it’s a price worth paying. Especially considering the potential return on this investment.&#8221;</p>
<p>I would like to state as clearly as I can that no return on this investment that can be secured only with coercion of currently free Americans is justifiable. You are far too willing to impose costs on some and to thereby limit their freedom in order to benefit others regardless of need and desert. One of the major costs is loss of freedom by those who do not choose to purchase insurance so that they can pursue their own life plans, which at the moment do not not include paying for health care. The other is a serious loss of the possibility of innovation in the economy. One wonders how many major productive projects, think Microsoft, Google, etc. will have to be postponed because young innovators have to spend money on health insurance that they would not otherwise have to spend. This diversion of resources could have serious negative consequences and at the same time reduce the scope of freedom which in and of itself is a serious loss to society. We need to find non-coercive ways of accomplishing the same goal, if indeed we should be pursuing the goals of universal coverage which will almost certainly make health care more expense for everyone with too much money seeking scarce goods.</p>
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		<title>Comment on Health Care Reform&#8217;s Likely Outcome: Worse Than Promised; Not as Bad as Feared by James S. Thornton</title>
		<link>http://alankatz.wordpress.com/2009/11/20/health-care-reforms-likely-outcome-worse-than-promised-not-as-bad-as-feared/#comment-11239</link>
		<dc:creator>James S. Thornton</dc:creator>
		<pubDate>Tue, 24 Nov 2009 17:59:34 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/2009/11/20/health-care-reforms-likely-outcome-worse-than-promised-not-as-bad-as-feared/#comment-11239</guid>
		<description>Alan, you are the best blogger I have read.  This column was yet another testimony to your pragmatism, even-handedness, and wisdom.  That you make your living from this industry, and can still write about proposed changes in such a fair way--even if the ultimate changes could impact your livelihood negatively--is, to my way of thinking, proof that rationality still does live on in an increasingly irrational political environment.

If only the nation as one could simply make you Healthcare King for a day, I have no doubt you would set us on a course that would do the country proud.

Thanks!</description>
		<content:encoded><![CDATA[<p>Alan, you are the best blogger I have read.  This column was yet another testimony to your pragmatism, even-handedness, and wisdom.  That you make your living from this industry, and can still write about proposed changes in such a fair way&#8211;even if the ultimate changes could impact your livelihood negatively&#8211;is, to my way of thinking, proof that rationality still does live on in an increasingly irrational political environment.</p>
<p>If only the nation as one could simply make you Healthcare King for a day, I have no doubt you would set us on a course that would do the country proud.</p>
<p>Thanks!</p>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by James S. Thornton</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11238</link>
		<dc:creator>James S. Thornton</dc:creator>
		<pubDate>Tue, 24 Nov 2009 17:46:22 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11238</guid>
		<description>The problem with healthcare reform is there are now small and simple solutions.

You can&#039;t force insurers not to rate people (the pre-existing conditions bugaboo everyone hates) if there is no mandate to buy insurance.  Otherwise, you can wait till you feel the crippling chest pains before 

1) chewing an aspirin
2) calling an ambulance
3) logging online and getting insurance

This is not a simple matter to overcome, and it&#039;s just one of the many matters in our system that are incredibly complex, morally, financially, ethically, and philosophically.

Is life sacred?  Some say yes, that it should be preserved via the best technology as long as humanly possible.  Others say no, let people die with dignity.

Are people free to make their own decisions in life?  Some say yes, don&#039;t make me wear a helmet when I ride my chopper, don&#039;t try to regulate my drug use, etc.  Others say, fine, but if you get in an accident or develop cancer, don&#039;t expect my tax dollars to pay for your treatment at the ER.

But what about the kids of such rugged individualists?  Is it fair for a baby to be born in our country and left to fend on its own because the parents don&#039;t want to buy health insurance?

None of these things are easy.

If you listen to those who say that some ideology has simple cures (the market will right all things; Jesus will provide; etc.), you are listening with the wrong lobe of your brain--the reptilian part where greed and hope and fear are untroubled by rationality.</description>
		<content:encoded><![CDATA[<p>The problem with healthcare reform is there are now small and simple solutions.</p>
<p>You can&#8217;t force insurers not to rate people (the pre-existing conditions bugaboo everyone hates) if there is no mandate to buy insurance.  Otherwise, you can wait till you feel the crippling chest pains before </p>
<p>1) chewing an aspirin<br />
2) calling an ambulance<br />
3) logging online and getting insurance</p>
<p>This is not a simple matter to overcome, and it&#8217;s just one of the many matters in our system that are incredibly complex, morally, financially, ethically, and philosophically.</p>
<p>Is life sacred?  Some say yes, that it should be preserved via the best technology as long as humanly possible.  Others say no, let people die with dignity.</p>
<p>Are people free to make their own decisions in life?  Some say yes, don&#8217;t make me wear a helmet when I ride my chopper, don&#8217;t try to regulate my drug use, etc.  Others say, fine, but if you get in an accident or develop cancer, don&#8217;t expect my tax dollars to pay for your treatment at the ER.</p>
<p>But what about the kids of such rugged individualists?  Is it fair for a baby to be born in our country and left to fend on its own because the parents don&#8217;t want to buy health insurance?</p>
<p>None of these things are easy.</p>
<p>If you listen to those who say that some ideology has simple cures (the market will right all things; Jesus will provide; etc.), you are listening with the wrong lobe of your brain&#8211;the reptilian part where greed and hope and fear are untroubled by rationality.</p>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by James S. Thornton</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11237</link>
		<dc:creator>James S. Thornton</dc:creator>
		<pubDate>Tue, 24 Nov 2009 17:37:45 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11237</guid>
		<description>Did you happen to see 60 Minutes this past Sunday?  I know it is an old story, but the amount of spending on people&#039;s healthcare during the last 2 months of life is outrageous.

A 90 year old dying of cancer who develops a heart arrhythmia cannot, by law, be turned down for an implantable pacemaker and defibrillator, and Medicare must pay for it.

Most people say they do not want their deaths prolonged by technology, and would much rather die at home or under hospice care.  But the system is set up to funnel them into the ICU&#039;s, where hospitals, specialists, equipment makers, pharmaceutical interests, etc. make a fortune on the end game.

Then the Republican Party suggests that any attempt to be rational about this is &quot;pulling the plug&quot; on grandma, regardless of what grandma wants.

Pulling the plug is one thing.  Inserting dozens of plugs in every orifice of grandma&#039;s body and exposed vein is yet another.  

Hospitals will fight tooth and nail to keep their beds filled and their test apparatus running and their doctors operating.

So much for death with dignity.  We are all moving to an end game where we become peri-corpses from which money (our own and the tax payers) is siphoned out by an efficient and ruthless corporate suction system.</description>
		<content:encoded><![CDATA[<p>Did you happen to see 60 Minutes this past Sunday?  I know it is an old story, but the amount of spending on people&#8217;s healthcare during the last 2 months of life is outrageous.</p>
<p>A 90 year old dying of cancer who develops a heart arrhythmia cannot, by law, be turned down for an implantable pacemaker and defibrillator, and Medicare must pay for it.</p>
<p>Most people say they do not want their deaths prolonged by technology, and would much rather die at home or under hospice care.  But the system is set up to funnel them into the ICU&#8217;s, where hospitals, specialists, equipment makers, pharmaceutical interests, etc. make a fortune on the end game.</p>
<p>Then the Republican Party suggests that any attempt to be rational about this is &#8220;pulling the plug&#8221; on grandma, regardless of what grandma wants.</p>
<p>Pulling the plug is one thing.  Inserting dozens of plugs in every orifice of grandma&#8217;s body and exposed vein is yet another.  </p>
<p>Hospitals will fight tooth and nail to keep their beds filled and their test apparatus running and their doctors operating.</p>
<p>So much for death with dignity.  We are all moving to an end game where we become peri-corpses from which money (our own and the tax payers) is siphoned out by an efficient and ruthless corporate suction system.</p>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by James S. Thornton</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11236</link>
		<dc:creator>James S. Thornton</dc:creator>
		<pubDate>Tue, 24 Nov 2009 17:30:31 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11236</guid>
		<description>Ron, this argument of yours seems to me yet another of the bullet points endlessly fashioned by opponents of reform.

Yes, reform is necessary but...

Then put any kind of reasonable excuse for delaying it right here.

Examples:

* but jobs are right now a higher priority
* [when and if employment returns to more historic norms] but people have good jobs now and can finally afford healthcare, so why rock the boat?
* but cutting taxes is a higher priority
* but the national security must come first
* etc.

Can you describe ANY scenario where healthcare would EVER be something you&#039;d think needs to be fixed NOW?</description>
		<content:encoded><![CDATA[<p>Ron, this argument of yours seems to me yet another of the bullet points endlessly fashioned by opponents of reform.</p>
<p>Yes, reform is necessary but&#8230;</p>
<p>Then put any kind of reasonable excuse for delaying it right here.</p>
<p>Examples:</p>
<p>* but jobs are right now a higher priority<br />
* [when and if employment returns to more historic norms] but people have good jobs now and can finally afford healthcare, so why rock the boat?<br />
* but cutting taxes is a higher priority<br />
* but the national security must come first<br />
* etc.</p>
<p>Can you describe ANY scenario where healthcare would EVER be something you&#8217;d think needs to be fixed NOW?</p>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by James S. Thornton</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11235</link>
		<dc:creator>James S. Thornton</dc:creator>
		<pubDate>Tue, 24 Nov 2009 17:24:20 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11235</guid>
		<description>I agree with this, Alison.  However, to appear shocked that bribery is just now rearing its ugly head seems to me either naive or disingenuous.  To me and many other victims of the current AHIP-dictated status quo, lobbying is not just a synonym for bribery; it threatens to replace the term altogether.</description>
		<content:encoded><![CDATA[<p>I agree with this, Alison.  However, to appear shocked that bribery is just now rearing its ugly head seems to me either naive or disingenuous.  To me and many other victims of the current AHIP-dictated status quo, lobbying is not just a synonym for bribery; it threatens to replace the term altogether.</p>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by Alison</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11233</link>
		<dc:creator>Alison</dc:creator>
		<pubDate>Tue, 24 Nov 2009 12:23:33 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11233</guid>
		<description>For me the Louisiana &quot;purchase&quot; was nothing short of a bribe and puts the driving force behind this bill on a whole different level.  Integrity not only fell on the floor but someone swept it under the couch.</description>
		<content:encoded><![CDATA[<p>For me the Louisiana &#8220;purchase&#8221; was nothing short of a bribe and puts the driving force behind this bill on a whole different level.  Integrity not only fell on the floor but someone swept it under the couch.</p>
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		<title>Comment on House Health Care Reform Bill: Some Varied Perspectives by don</title>
		<link>http://alankatz.wordpress.com/2009/10/29/house-health-care-reform-bill-some-varied-perspectives/#comment-11229</link>
		<dc:creator>don</dc:creator>
		<pubDate>Mon, 23 Nov 2009 16:52:31 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/2009/10/29/house-health-care-reform-bill-some-varied-perspectives/#comment-11229</guid>
		<description>There is no way insuring an additional 30 million people will save money in the long run. Let&#039;s be honest. I have yet to see anyone explain what the bill provides. Likely because it is so complicated. A real discussion needs to take place on what truthfully is driving health care increases. And what is driving the cost is a fat unhealthy society of people getting older who are propped up to live or shall I say exist via modern medical advances. Give folks pills nursing support and when necessary cut off a limb to eliminate a catastrophic hemorrhage and continue on with a near life support quality of life. But what the heck you&#039;re not dead..</description>
		<content:encoded><![CDATA[<p>There is no way insuring an additional 30 million people will save money in the long run. Let&#8217;s be honest. I have yet to see anyone explain what the bill provides. Likely because it is so complicated. A real discussion needs to take place on what truthfully is driving health care increases. And what is driving the cost is a fat unhealthy society of people getting older who are propped up to live or shall I say exist via modern medical advances. Give folks pills nursing support and when necessary cut off a limb to eliminate a catastrophic hemorrhage and continue on with a near life support quality of life. But what the heck you&#8217;re not dead..</p>
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		<title>Comment on Health Care Reform&#8217;s Likely Outcome: Worse Than Promised; Not as Bad as Feared by A.B.</title>
		<link>http://alankatz.wordpress.com/2009/11/20/health-care-reforms-likely-outcome-worse-than-promised-not-as-bad-as-feared/#comment-11228</link>
		<dc:creator>A.B.</dc:creator>
		<pubDate>Mon, 23 Nov 2009 16:10:59 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/2009/11/20/health-care-reforms-likely-outcome-worse-than-promised-not-as-bad-as-feared/#comment-11228</guid>
		<description>How can you say this: 

&quot;I believe expanding access to health insurance is critically important.&quot;

and this:

&quot;Health care costs are crippling businesses, bankrupting families and state governments, enabling fraud and abuse, increasing taxes, and failing to deliver on many of its promises.&quot;

when the costs of health care are directly related to what we refer to as &quot;Health Insurance.&quot; Traditionally and by definition, insurance is a risk-management tool. What we refer to as &quot;Health insurance&quot; is not insurance at all. It is a health-care payment plan. 

Should the Federal government require Auto-insurance to cover oil changes?

The costs of health CARE need to reflect the prices at which a willing buyer and willing seller decide to transact business (free-markets) before any meaningful reform can be effected.</description>
		<content:encoded><![CDATA[<p>How can you say this: </p>
<p>&#8220;I believe expanding access to health insurance is critically important.&#8221;</p>
<p>and this:</p>
<p>&#8220;Health care costs are crippling businesses, bankrupting families and state governments, enabling fraud and abuse, increasing taxes, and failing to deliver on many of its promises.&#8221;</p>
<p>when the costs of health care are directly related to what we refer to as &#8220;Health Insurance.&#8221; Traditionally and by definition, insurance is a risk-management tool. What we refer to as &#8220;Health insurance&#8221; is not insurance at all. It is a health-care payment plan. </p>
<p>Should the Federal government require Auto-insurance to cover oil changes?</p>
<p>The costs of health CARE need to reflect the prices at which a willing buyer and willing seller decide to transact business (free-markets) before any meaningful reform can be effected.</p>
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		<title>Comment on Health Insurance Exchanges Unlikely to Eliminate Brokers by Insurance License Courses</title>
		<link>http://alankatz.wordpress.com/2009/07/14/health-insurance-exchanges-unlikely-to-eliminate-brokers/#comment-11226</link>
		<dc:creator>Insurance License Courses</dc:creator>
		<pubDate>Mon, 23 Nov 2009 14:21:59 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/2009/07/14/health-insurance-exchanges-unlikely-to-eliminate-brokers/#comment-11226</guid>
		<description>Basically, i think if the exchange helps reduce administration costs, it should be implimented. The goals should really be to reduce cost and improve coverage. If at the end of implimenting an exchange system, are problems are the same or other nature and the cost benefits are not attained, we might as well move on. Producers should not be too scared of the exchange system. Like it was said above in one of the comments, there will be huge market waiting to get insured once the public health care option is introduced.</description>
		<content:encoded><![CDATA[<p>Basically, i think if the exchange helps reduce administration costs, it should be implimented. The goals should really be to reduce cost and improve coverage. If at the end of implimenting an exchange system, are problems are the same or other nature and the cost benefits are not attained, we might as well move on. Producers should not be too scared of the exchange system. Like it was said above in one of the comments, there will be huge market waiting to get insured once the public health care option is introduced.</p>
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		<title>Comment on Obama Administration Showing Flexibility on Public Health Insurance Plan by Insurance Licensing</title>
		<link>http://alankatz.wordpress.com/2009/06/24/obama-administration-showing-flexibility-on-public-health-insurance-plan/#comment-11225</link>
		<dc:creator>Insurance Licensing</dc:creator>
		<pubDate>Mon, 23 Nov 2009 13:51:41 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=652#comment-11225</guid>
		<description>I totally agree with you that the matter is far from settled yet. But I must say that it is a good sign that they are bringing the discussion to the house and not shoving something down our throat. Even though this may take a bit longer but we need to find an outcome through consensus.

@mikeoli: If the state of Utah has dumped the plan, why don&#039;t you suggest it to another state. Find a way to make it work. I really do believe that we can make healthcare much more afforable by cutting the costs, and cost can only be cut if such systems are developed and adopted.</description>
		<content:encoded><![CDATA[<p>I totally agree with you that the matter is far from settled yet. But I must say that it is a good sign that they are bringing the discussion to the house and not shoving something down our throat. Even though this may take a bit longer but we need to find an outcome through consensus.</p>
<p>@mikeoli: If the state of Utah has dumped the plan, why don&#8217;t you suggest it to another state. Find a way to make it work. I really do believe that we can make healthcare much more afforable by cutting the costs, and cost can only be cut if such systems are developed and adopted.</p>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by Nosedoc</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11215</link>
		<dc:creator>Nosedoc</dc:creator>
		<pubDate>Mon, 23 Nov 2009 03:11:27 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11215</guid>
		<description>By tackling health care reform before immigration issues or Medicare Reform, Congress is already in violation of the KISS Principle.</description>
		<content:encoded><![CDATA[<p>By tackling health care reform before immigration issues or Medicare Reform, Congress is already in violation of the KISS Principle.</p>
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		<title>Comment on Health Insurance Brokers to the GOP: &#8220;Et Tu?&#8221; by Ohio Health Insurance</title>
		<link>http://alankatz.wordpress.com/2009/05/26/health-insurance-brokers-to-the-gop-et-tu/#comment-11214</link>
		<dc:creator>Ohio Health Insurance</dc:creator>
		<pubDate>Mon, 23 Nov 2009 02:11:35 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=548#comment-11214</guid>
		<description>The bloodbath is about to begin after Thanksgiving. I don&#039;t think the public option will pass, but we might see the &quot;trigger&quot; option.</description>
		<content:encoded><![CDATA[<p>The bloodbath is about to begin after Thanksgiving. I don&#8217;t think the public option will pass, but we might see the &#8220;trigger&#8221; option.</p>
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		<title>Comment on Senate Health Care Reform Still Alive, But Likely to Change by Ron</title>
		<link>http://alankatz.wordpress.com/2009/11/21/senate-health-care-reform-still-alive-but-likely-to-change/#comment-11213</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Mon, 23 Nov 2009 01:18:29 +0000</pubDate>
		<guid isPermaLink="false">http://alankatz.wordpress.com/?p=817#comment-11213</guid>
		<description>yes, we need healthcare reforms. But Obama and congress should focus their energy on JOBS first.  If we had jobs we can afford health care.  health unemployed people are useless.  Congress get your head on straight.  thanks for the article.</description>
		<content:encoded><![CDATA[<p>yes, we need healthcare reforms. But Obama and congress should focus their energy on JOBS first.  If we had jobs we can afford health care.  health unemployed people are useless.  Congress get your head on straight.  thanks for the article.</p>
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